Geico Ordered To Pay $5.2M To Woman Who Alleges She Caught STD During Sex In Car

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A woman in Missouri has reportedly been granted a $5.2 million settlement from her ex-boyfriend’s car insurance company after she contracted a sexually transmitted disease from having sex with him in his car.

The woman is named in the complaint as “M.O.” said she caught human papillomavirus (HPV) back in 2017 from sex in a vehicle covered by GEICO.

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According to the complaint, her ex-boyfriend did not tell her he carried HPV and so she wanted compensation for “past and future medical expenses” and “mental and physical pain and suffering.”

The complaint was filed in Oct. 2021, the woman said the car insurance policy should contribute coverage for her injuries and casualties and reportedly asked for $1 million. GEICO then dismissed the claim and when M.O. and her ex-boyfriend spoke with the arbitration, a negotiator found that the woman was indeed carelessly infected and was to be awarded $5.2 million, to be paid by GEICO.

After that judgment was made, GEICO reportedly disputed the decision, saying it was “denied the right to litigate its interests before judgment was entered against its insured.” However, on Tuesday, the state court of appeals acknowledged the payout, meaning GEICO is still potentially on the hook for the money, according to the Kansas City Star.

The court argued that GEICO was given an opportunity and a chance to defend its interests when M.O. initially made her claim. “Geico did not take advantage of this opportunity, and instead denied coverage and refused to defend Insured,” the court says, according to The Kansas City Star.

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“Geico did not take advantage of this opportunity, and instead denied coverage and refused to defend Insured,” the court says, according to The Kansas City Star. Judge Tom Chapman reportedly concurs that while he believes GEICO was offered “no meaningful opportunity to participate,” existing law “relegat(es) the insurer to the status of a bystander.”

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